Insurance

Is your EHIC card still valid?

Following Brexit, which came into force on 1st January 2021, you may have wondered whether your EHIC card will still be valid. The good news is that they are valid until their expiry date. After that, you will need to obtain a Global Health Insurance Card (GHIC) from the government.

The GHIC provides similar health insurance in EU countries as for an EHIC. This should allow, for example, kidney patients to have dialysis in Europe that is funded by the NHS under a reciprocal arrangement. It is not an alternative to buying travel insurance, however.

For more information about the new GHIC, visit the government website at

www.gov.uk/global-health-insurance-card

Finding a Suitable Insurance Broker

If you are a kidney patient, it can be difficult to obtain travel insurance that is reasonably priced.

SEKPA cannot recommend any particular insurance broker, but if you are willing to look around, there are brokers who are willing to take into account long term health conditions.

A good place to start is the British Insurance Brokers' Association (BIBA), who have a database of brokers that you can search by medical condition.

Pre Existing Conditions is not a broker, but an information portal that identifies products for travel and life insurance suitable for people with pre-existing medical conditions.

www.preexistingconditions.co.uk - Provide independently written articles and information on sourcing Life Insurance, Travel Insurance and other Financial Products for people living with Pre Existing Medical Conditions.

If you require more information or would like a chat as to how we could help you further, please feel free to email their representative, Paul Mellor, personally on:

paul@preexistingconditions.co.uk